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CHANGING THE LAWS
The Responsible Business Lending Coalition worked to pass 9 laws that are protecting small businesses and catalyzing growth of better financing options.
STATE LAWS
CA Small Business Truth in Lending Act (SB 1235, 2018)
NY Small Business Truth in Lending Act (S5470B, 2020)
CA Protections for Small Businesses from Unfair and Deceptive Acts (SB 1864, 2020)
CA Law Banning Junk Fees (SB 666, 2023)
CA Small Business Truth in Lending Act Reinforcement (SB 33, 2023)
CA Fair Debt Collection for Small Business Owners (SB 1286, 2024)
CA Small Business Truth in Lending Act Enhancements (SB 362, 2025)
FEDERAL LAWS
Data innovation study in Appropriations Bill (Appropriations Bill, 2018)
Data access innovation provision in Taxpayers First Act (PL 16-25, 2019)

WE HAVE A BIG OPPORTUNITY AHEAD
More states and US Congress have introduced bills prompted by the Responsible Business Lending Coalition advocacy. These bills are supported by our campaigns representing over 1,000 industry and nonprofit organizations.
Every entrepreneur deserves access to responsible, affordable capital that will help their business thrive, not force them out of business. The Responsible Business Lending Coalition advocates for policies that enshrine the principles of the Small Business Borrowers' Bill of Rights into law.
Signatories and Endorsers of the Small Business Borrowers’ Bill of Rights do not necessarily endorse the Coalition’s policy recommendations, but they are encouraged to sign onto specific proposals and support advocacy efforts aimed to enshrine the Rights into law.
FEDERAL ADVOCACY
Because of loopholes in current laws, financing providers are targeting business owners with harmful debt products with annual percentage rates (APRs) of as high as 350% or more, without ever disclosing these rates to them. Together with our partners, the RBLC is working to advance legislation that ensures small business owners seeking capital have access to clear, honest information about pricing so they can compare financial products and choose the best option for their business.
Resources
Small Business Financing Disclosure Act Two-Pager (https://16351f14-e143-4d4a-b04f-aba3aa1af396.usrfiles.com/ugd/16351f_5653bd34577a44ad8f6b360791a48126.pdf)
Section-by-Section Summary of the Small Business Financing Disclosure Act (https://16351f14-e143-4d4a-b04f-aba3aa1af396.usrfiles.com/ugd/16351f_a44dd9f242bc4b8ba6c4173d7e05a9b9.pdf)
Fact Sheet on Why APR is Essential to Small Business Financing Transparency (https://16351f14-e143-4d4a-b04f-aba3aa1af396.usrfiles.com/ugd/16351f_a3f08c40e75541b2ada26bef4edc9024.pdf)
No matter who they are, where they live, or how much they make, every business owner deserves access to responsible capital that will enable them to grow their venture. RBLC supports and has provided recommendations during the Consumer Financial Protection Bureau’s (CFPB) rulemaking process to implement Section 1071 of the Dodd-Frank Wall Street Reform and Consumer Protection Act. Implementing Section 1071 will address the absence of comprehensive information about small business financing and improve access to capital for small business owners, especially those in underserved areas. Importantly, the rule will require non-bank finance providers, as well as banks, to report data on credit applications, decisions, and terms. By increasing transparency in the small business lending space, implementation of Section 1071 will facilitate better financing practices and better outcomes for America's small businesses.
Resource
Responsible Business Lending Coalition Applauds CFPB’s Groundbreaking Efforts to Expand Access to Responsible, Affordable Financing for Small Business Owners(http://www.borrowersbillofrights.org/statement-on-cfpb-actions.html)
LEGISLATIVE ADVOCACY
2022
7.20.22 Coalition Statement to House SBC Hearing on Transparency in Fintech (https://16351f14-e143-4d4a-b04f-aba3aa1af396.usrfiles.com/ugd/16351f_656782ba74d940e992db13d2c875ef99.pdf)
4.27.22 Coalition Statement to House FSC Hearing on Semi-Annual Review of CFPB (https://16351f14-e143-4d4a-b04f-aba3aa1af396.usrfiles.com/ugd/16351f_451b0ca58c684f0b87f531d6f48ca7ea.pdf)
2021
4.15.21 Coalition Letter to Committee Leadership in Support of the Small Business Lending Fairness Act (https://16351f14-e143-4d4a-b04f-aba3aa1af396.usrfiles.com/ugd/16351f_d5abffc962f04310886d285573a33e0d.pdf)
3.1.21 Coalition Letter to the Senate Banking Committee: Letter of Support for Rohit Chopra (https://16351f14-e143-4d4a-b04f-aba3aa1af396.usrfiles.com/ugd/16351f_f5adf2a1bf254970916db35bbb0e0d06.pdf)
2020
9.9.20 RBLC Testimony Submitted to House Small Business Committee: "Transparency in Small Business..." (https://16351f14-e143-4d4a-b04f-aba3aa1af396.usrfiles.com/ugd/16351f_a404ca749a61429dbb125b8122171470.pdf)
4.24.20 Coalition Letter to Chairwoman Waters: Recommendations for SSBCI Reauthorization (https://16351f14-e143-4d4a-b04f-aba3aa1af396.usrfiles.com/ugd/16351f_8077ddbab18d4c13a33518c2597f7438.pdf)
2019
11.13.19 Coalition Letter to Committee Leadership in Support of the Small Business Lending Fairness Act (https://16351f14-e143-4d4a-b04f-aba3aa1af396.usrfiles.com/ugd/16351f_8c8a4e1099c34d3dbbf402378313fa02.pdf)
5.10.19 Small Business Borrowers' Bill of Rights Resolution Introduced (https://aofund.org/news/small-business-borrowers-bill-of-rights-resolution-introduced/)
2018
3.13.18 Joint Trades Letter to Appropriators: IRS Data Verification Modernization Act (H.R. 3860) (https://16351f14-e143-4d4a-b04f-aba3aa1af396.usrfiles.com/ugd/16351f_1728614ff0f24153966e66459fc2acde.pdf)
REGULATORY ADVOCACY
2025
12.15.2025 Coalition Comment Letter on CFPB’s Section 1071 Rule (https://d77b2d08-d4a0-4631-963e-baf0ccefe2f6.usrfiles.com/ugd/d77b2d_6e653e1654144bd1a3bb0f6d4f186354.pdf)
9.10.25 Coalition Amicus Brief in Rise Economy v. CFPB, in support of the 1071 rule before the District Court in D.C. (https://d77b2d08-d4a0-4631-963e-baf0ccefe2f6.usrfiles.com/ugd/d77b2d_175eae0b91964e9c88fff80f2ad8a486.pdf)
4.11.25 Coalition 2nd Amicus Brief in RBFC v. CFPB, Southern District of Florida, to Preserve Federal Small Business Lending Transparency Regulations (https://d77b2d08-d4a0-4631-963e-baf0ccefe2f6.usrfiles.com/ugd/d77b2d_ef52be7ad1b343f89d4325eca1c8b045.pdf)
2024
5.2.24 Coalition Amicus Brief in Support of CFPB in Section 1071 Lawsuit, Texas Bankers Association v. CFPB (TX) (https://16351f14-e143-4d4a-b04f-aba3aa1af396.usrfiles.com/ugd/16351f_f0d254fa7618425ab03c9e946335ee17.pdf)
4.25.24 Coalition Amicus Brief in Support of CFPB in Section 1071 Lawsuit, RBFC v. CFPB (FL) (https://16351f14-e143-4d4a-b04f-aba3aa1af396.usrfiles.com/ugd/16351f_51ea440bb8314e9f91ef8e331027e148.pdf)
2023
3.27.23 Coalition Testimony for House Small Business Committee RE Dodd-Frank Act Section 1071 Proposed Rulemaking (https://16351f14-e143-4d4a-b04f-aba3aa1af396.usrfiles.com/ugd/16351f_5104e60c353f4c3b908fc6e35b29ff02.pdf)
1.20.23 Coalition Letter to CFPB RE Intent To Make Preemption Determination Under Truth in Lending Act (https://16351f14-e143-4d4a-b04f-aba3aa1af396.usrfiles.com/ugd/16351f_2f86f08d4cd640dea393c6687ee5e740.pdf)
1.6.23 Coalition Letter to the SBA on the SBLC Moratorium Rescission (RIN 3245-AH92) (https://16351f14-e143-4d4a-b04f-aba3aa1af396.usrfiles.com/ugd/16351f_9fd9b2067bb14cde9658c090d86aba0e.pdf)
2022
12.5.22 Coalition Letter to the U.S. Treasury on Updates to the CDFI Certification Application Process (https://16351f14-e143-4d4a-b04f-aba3aa1af396.usrfiles.com/ugd/16351f_993f3a00de3040b39053cdc57eaf71bf.pdf)
11.6.22 Coalition Letter to CFPB: Dodd-Frank Act Section 1071 Proposed Rulemaking (https://16351f14-e143-4d4a-b04f-aba3aa1af396.usrfiles.com/ugd/16351f_12b529b9397e4a0c994da098b1b4fe4e.pdf)
2021
6.4.21 Coalition Letter to the U.S. Treasury: Request for Information RE SSBCI (https://16351f14-e143-4d4a-b04f-aba3aa1af396.usrfiles.com/ugd/16351f_75c1bdb31eb547a1a511c004d39dee1d.pdf)
2020
12.14.20 Coalition Letter to the CFPB: Dodd-Frank Act Section 1071 Proposals Under Consideration (https://16351f14-e143-4d4a-b04f-aba3aa1af396.usrfiles.com/ugd/16351f_ec50daa30c464c9f8cfc028811bf6487.pdf)
2017
9.14.17 Coalition Letter to the CFPB: Dodd-Frank Act Section 1071 Proposals (https://16351f14-e143-4d4a-b04f-aba3aa1af396.usrfiles.com/ugd/16351f_e5116703fec344c2872f1e0e41e1e85f.pdf)
Bipartisan resolution introduced in support of the Small Business Borrowers' Bill of Rights (HR 370)(https://aofund.org/news/small-business-borrowers-bill-of-rights-resolution-introduced/).
The RBLC has brought together for-profit and nonprofit finance providers, advocacy and civil rights groups, and small businesses to promote responsible small business financing.
STATE ADVOCACY
In the absence of federal legislation to protect small business owners, state legislatures are taking the lead in addressing the issue. If you are interested in engaging in our state-level advocacy efforts, reach out to info@borrowersbillofrights.org.
California:
COALITION LETTERS
• 9.17.25 Coalition Letter to Governor Newsom in Support of SB 362 (https://d77b2d08-d4a0-4631-963e-baf0ccefe2f6.usrfiles.com/ugd/d77b2d_35a83323e9e24102abbae918d6d0ea3d.pdf)
• 9.20.24 Joint Amicus Brief in Support of California Department of Financial Protection and Innovation in Small Business Finance Association v. Clothilde Hewlett (https://16351f14-e143-4d4a-b04f-aba3aa1af396.usrfiles.com/ugd/16351f_7a383daef1414e7a953c13888bfceeb5.pdf)
• 9.19.2024 Amicus Brief in Support of California Department of Financial Protection and Innovation in Small Business Finance Association v. Clothilde Hewlett (https://16351f14-e143-4d4a-b04f-aba3aa1af396.usrfiles.com/ugd/16351f_e83f1ef65d284c92a72134fcea37798b.pdf)
• 8.26.24 Floor Alert in Support of SB 1286 (https://16351f14-e143-4d4a-b04f-aba3aa1af396.usrfiles.com/ugd/16351f_c0e48e0a0bb245b08f36526aa6f00ee7.pdf)
• 8.8.24 Coalition Letter to the CA State Assembly Appropriations Committee in Support of SB 1286 (https://16351f14-e143-4d4a-b04f-aba3aa1af396.usrfiles.com/ugd/16351f_410e05541f804746a33e8414b5bca358.pdf)
• 8.8.24 Coalition Letter to the CA Assembly Appropriations Committee in Support of SB 1482 (https://16351f14-e143-4d4a-b04f-aba3aa1af396.usrfiles.com/ugd/16351f_9616b22685d94292af364d5f37f41c66.pdf)
• 5.6.24 Coalition Letter to the CA Senate Banking Committee in Support of SB 1482 (https://16351f14-e143-4d4a-b04f-aba3aa1af396.usrfiles.com/ugd/16351f_c4ebc0bd40034b2ca251736dea2d4978.pdf)
• 9.27.23 Joint Amicus Brief in Support of California Department of Financial Protection and Innovation's Motion for Summary Judgment in Small Business Finance Association v. Clothilde Hewlett (https://16351f14-e143-4d4a-b04f-aba3aa1af396.usrfiles.com/ugd/16351f_c49c2bdd22a54878b96b2ed53e0104fb.pdf)
• 3.15.23 Coalition Letter of Support for SB 33 (https://16351f14-e143-4d4a-b04f-aba3aa1af396.usrfiles.com/ugd/16351f_c64cd2f93e2640788dacd38e99a0c7d9.pdf)
• 3.13.23 Coalition Letter and Recommendations to CA DFPI on Proposed Rulemaking under CCFPL (https://16351f14-e143-4d4a-b04f-aba3aa1af396.usrfiles.com/ugd/16351f_0ffacdab021348688ec96f19c140d34a.pdf)
• 8.8.22 Coalition Letter and Recommendations to CA DFPI on Proposed Rulemaking under CCFPL (https://16351f14-e143-4d4a-b04f-aba3aa1af396.usrfiles.com/ugd/16351f_db28190e3c6e4be28f30582090fa8bf9.pdf)
• 11.22.21 Coalition Letter and SB 1235 Implementation Recommendations to CA DFPI (https://16351f14-e143-4d4a-b04f-aba3aa1af396.usrfiles.com/ugd/16351f_8b62b761edcc4a5bb9823a78036fcec3.pdf)
• 10.27.21 Coalition Letter and SB 1235 Implementation Recommendations to CA DFPI (https://16351f14-e143-4d4a-b04f-aba3aa1af396.usrfiles.com/ugd/16351f_b7903f75a6ae4f57a4a27d676b63af26.pdf)
• 9.17.21 Coalition Letter and Recommendations to CA DFPI on Proposed Rulemaking under CCFPL (https://16351f14-e143-4d4a-b04f-aba3aa1af396.usrfiles.com/ugd/16351f_abd144a385c74a0b8894bbe36da2e4bc.pdf)
• 8.24.21 Coalition Letter and SB 1235 Implementation Recommendations to CA DFPI 4.27.21 Coalition Letter and SB 1235 Implementation Recommendations to CA DFPI(https://16351f14-e143-4d4a-b04f-aba3aa1af396.usrfiles.com/ugd/16351f_a10f1ffb7430439094c5df7961e4c8ce.pdf)
• 4.27.21 Coalition Letter and SB 1235 Implementation Recommendations to CA DFPI (https://16351f14-e143-4d4a-b04f-aba3aa1af396.usrfiles.com/ugd/16351f_492ef9d513564c4b920dac146cfa14c8.pdf)
• 3.24.21 Coalition Letter to CA DFPI: Comment for the Proposed Rulemaking under the CCFPL (Pro 01-21) (https://16351f14-e143-4d4a-b04f-aba3aa1af396.usrfiles.com/ugd/16351f_9fdeab5b2e874e74867c9f253dd38ac8.pdf)
• 10.28.20 Coalition Letter and SB 1235 Implementation Recommendations to CA DFPI (https://16351f14-e143-4d4a-b04f-aba3aa1af396.usrfiles.com/ugd/16351f_6c98270dc90848a7982075cb27dfada3.pdf)
• 7.10.20 Coalition Letter and Amended DBO/DFPI Expansion Recommendations to CA Assembly/(https://16351f14-e143-4d4a-b04f-aba3aa1af396.usrfiles.com/ugd/16351f_dc9994403e204bfbb33770bed46de63f.pdf)CA Senate (https://16351f14-e143-4d4a-b04f-aba3aa1af396.usrfiles.com/ugd/16351f_24f90813ebb447daa4682f7f389425de.pdf)
• 3.9.20 Coalition Letter and DBO/DFPI Expansion Recommendations to CA Assembly (https://16351f14-e143-4d4a-b04f-aba3aa1af396.usrfiles.com/ugd/16351f_d8540e764a184b779bc3348470658f3e.pdf)
• 1.31.20 Coalition Letter and SB 1235 Implementation Recommendations to CA DBO (https://16351f14-e143-4d4a-b04f-aba3aa1af396.usrfiles.com/ugd/16351f_8331f3ef372d48fa8c1b8e1753afc468.pdf)
• 9.9.19 Coalition Letter and SB 1235 Implementation Recommendations to CA DBO (https://16351f14-e143-4d4a-b04f-aba3aa1af396.usrfiles.com/ugd/16351f_ad9c5436618743bf90d3333814c06698.pdf)
• 1.22.19 Coalition Letter and SB 1235 Implementation Recommendations to CA DBO (https://16351f14-e143-4d4a-b04f-aba3aa1af396.usrfiles.com/ugd/16351f_d52a5f4f5e2245e889b778e2f1f8f1bc.pdf)
• 8.30.18 Senate Floor Alert: Support S.B. 1235 (https://16351f14-e143-4d4a-b04f-aba3aa1af396.usrfiles.com/ugd/16351f_530d4c9986cc4347aaadaff31bbd9fee.pdf)
• 8.17.18 APR Coalition Letter to Senator Glazer: Support S.B. 1235 (https://16351f14-e143-4d4a-b04f-aba3aa1af396.usrfiles.com/ugd/16351f_d7ac3b75d4324e04b40ab29f852a7006.pdf)
Illinois (HB 3064/(https://www.ilga.gov/legislation/billstatus.asp?DocNum=3064&GAID=17&GA=103&DocTypeID=HB&LegID=148215&SessionID=112)SB 2234/(https://www.ilga.gov/legislation/billstatus.asp?DocNum=2234&GAID=17&GA=103&DocTypeID=SB&LegID=147119&SessionID=112)HB744):
• 1.13.26 Coalition Letter to House Representatives: Support for HB744(https://d77b2d08-d4a0-4631-963e-baf0ccefe2f6.usrfiles.com/ugd/d77b2d_181201e546b44a5e8debb5288aa7513f.pdf)
• 3.27.23 Coalition Letter to House Financial Institutions and Licensing Committee: Support for HB 3064(https://16351f14-e143-4d4a-b04f-aba3aa1af396.usrfiles.com/ugd/16351f_830c6b54d3fd438a8461fba79da79543.pdf)
• 5.13.24 Coalition Letter to House Financial Institutions and Licensing Committee: Support for SB 2234(https://16351f14-e143-4d4a-b04f-aba3aa1af396.usrfiles.com/ugd/16351f_d2cd2b5e775f4fafa1edbbedc2f694cb.pdf)
Maryland (HB 574)(https://mgaleg.maryland.gov/mgawebsite/Legislation/Details/hb0574):
• 1.16.24 Coalition Letter to MD House Economic Matters Committee; Support for HB 574(https://16351f14-e143-4d4a-b04f-aba3aa1af396.usrfiles.com/ugd/16351f_d5f9e15c385847188888f89365ae15a4.pdf)
• Provided two witnesses to testify in support of the SB 496; see highlights H(https://twitter.com/TheRBLC/status/1626236364722421763?s=20)ERE.(https://twitter.com/TheRBLC/status/1626236364722421763?s=20)
• 3.24.23 Coalition Letter to MD House Economic Matters Committee: Support for SB 496(https://16351f14-e143-4d4a-b04f-aba3aa1af396.usrfiles.com/ugd/16351f_31bd31ddd0374bdf933b6a244f388185.pdf)
• 3.29.22 Coalition Letter to MD Senate Finance Committee: Support for SB 825(https://16351f14-e143-4d4a-b04f-aba3aa1af396.usrfiles.com/ugd/16351f_2e218d4b37184806befd6500fb58c2e9.pdf)
New Jersey (SB 1397/(https://www.njleg.state.nj.us/bill-search/2024/S1397)A 865)(https://www.njleg.state.nj.us/bill-search/2024/A865):
• 6.16.21 Coalition Letter to NJ Senate Commerce Committee: Support for S 233(https://16351f14-e143-4d4a-b04f-aba3aa1af396.usrfiles.com/ugd/16351f_8b3dc05d189c4648b0cd0a9fa68d1c0a.pdf)
• 2.21.19 Coalition Letter to Senator Singleton: Amend S. 2262(https://16351f14-e143-4d4a-b04f-aba3aa1af396.usrfiles.com/ugd/16351f_c74171f43c4f49429e50a5063ec67732.pdf)
• 10.26.18 Coalition Letter to NJ Senators: Oppose S. 2262 As Amended 10-15-18(https://16351f14-e143-4d4a-b04f-aba3aa1af396.usrfiles.com/ugd/16351f_86b37c23b5024c9ca96f2401772ca866.pdf)
New York (S 5470B):
• Convened regular advocacy calls with NY stakeholders to strategize advancing small business lending financing legislation and support the rulemaking process.
• RBLC held a panel at the OFN Invest in Change Conference titled, 'Small Businesses and Big Choices: The Growing Small Business Financial Protection Movement'
• Featured Resource: Presentation on New York State (NYS) Small Business Truth in Lending Act (https://sway.cloud.microsoft/KKkg6eDbsRs4UpQm)
COALITION LETTERS
• 10.31.22 Coalition Letter and Recommendations to NYS DFS on Proposed New 23 NYCRR 600 (https://16351f14-e143-4d4a-b04f-aba3aa1af396.usrfiles.com/ugd/16351f_e9ed5f1db07640eeae5b72480c40a3a5.pdf)
• 11.2.21 Recommendations to NYS DFS on Proposed New 23 NYCRR 600 (https://16351f14-e143-4d4a-b04f-aba3aa1af396.usrfiles.com/ugd/16351f_89e33f44bb124b2c99b8537868029e6c.pdf)
• 10.1.21 Coalition Letter and Recommendations to NYS DFS on Proposed New 23 NYCRR 600 (https://16351f14-e143-4d4a-b04f-aba3aa1af396.usrfiles.com/ugd/16351f_ec63582758934954ba6928e68347f133.pdf)
• 7.20.20 Coalition Letter to Chairs of the NYS Legislature's Banks Committees: A10118/S5480 Endorsement (https://16351f14-e143-4d4a-b04f-aba3aa1af396.usrfiles.com/ugd/16351f_00a39f0d560c45c5b69c481316717f66.pdf)
• 4.6.20 Coalition Letter to Senator Kevin Thomas and Assemblyman Zebrowski: Introducing A10118/S5470 (https://16351f14-e143-4d4a-b04f-aba3aa1af396.usrfiles.com/ugd/16351f_48c7dc9ea2da451bbbe022be46ae4e60.pdf)
• 9.23.19 RBLC Letter to Senator Kevin Thomas: Introducing S. 5470 (https://16351f14-e143-4d4a-b04f-aba3aa1af396.usrfiles.com/ugd/16351f_6af1dfb957fb48aebbc4ee3888a3dd42.pdf)
North Carolina (HB 662/(https://www.ncleg.gov/BillLookUp/2023/H662)SB 539)(https://www.ncleg.gov/sessions/2023/bills/senate/pdf/s539v1.pdf):
• 5.17.23 Coalition Letter to NC House Banking Committee: Support for HB 662(https://16351f14-e143-4d4a-b04f-aba3aa1af396.usrfiles.com/ugd/16351f_16b5b4ad3e9a417888a47c4e7ff7782e.pdf)
Connecticut (SB 1032)(https://www.cga.ct.gov/asp/cgabillstatus/cgabillstatus.asp?selBillType=Bill&bill_num=SB01032&which_year=2023):
Note: the RBLC supported the bill as introduced prior to the amendment that narrowed the scope of applicability to merchant cash advances and most amendments removed APR disclosure. We support legislation that extends the same transparency protections regardless of the type of product.
• 5.15.23 Coalition Letter to Senate (https://16351f14-e143-4d4a-b04f-aba3aa1af396.usrfiles.com/ugd/16351f_b4a6192bcdcc41998f79ff1bbd621dd6.pdf)and House (https://16351f14-e143-4d4a-b04f-aba3aa1af396.usrfiles.com/ugd/16351f_9c5b56ae12454d2fbb45066fa463dd27.pdf)Leadership: Oppose amendments to SB 1032
• 2.22.23 Coalition Letter to Joint Committee on Banking: Support SB 1032 (https://16351f14-e143-4d4a-b04f-aba3aa1af396.usrfiles.com/ugd/16351f_2bf595890d31407baf1587fe8ab48aec.pdf)
• Provided two witnesses to testify in support of SB 1032; see highlights HERE(https://twitter.com/TheRBLC/status/1629168190214340611)
• 3.10.22 Coalition Letter to Joint Committee on Banking: Support SB 272 (https://16351f14-e143-4d4a-b04f-aba3aa1af396.usrfiles.com/ugd/16351f_9d0c7827526d4d0c86dd0f2407514ecc.pdf)
Florida (SB 1624)(https://www.flsenate.gov/Session/Bill/2023/1624):
• 4.10.23 Coalition Letter to Florida Committee on Criminal and Civil Justice: Oppose SB 1624 (https://16351f14-e143-4d4a-b04f-aba3aa1af396.usrfiles.com/ugd/16351f_f6d7e75c51e347c082418a4dd5c742b2.pdf)
Georgia (SB 90/(https://www.legis.ga.gov/legislation/64004)HB 84)(https://www.legis.ga.gov/legislation/63668):
• 2.7.23 Coalition Letter to Committee on Banks and Banking: Oppose HB 84 (https://16351f14-e143-4d4a-b04f-aba3aa1af396.usrfiles.com/ugd/16351f_5d4c93b5a0864fef8ba7c3bcfea479e3.pdf)
Kansas (SB 345)(https://kslegislature.org/li/b2023_24/measures/sb345/):
• 3.4.23 Coalition Letter to House Leadership: Oppose HB680
Kentucky (HB680)(https://apps.legislature.ky.gov/record/25rs/hb680.html)
• 4.24.25 Coalition Letter to House Committee on Banking and Insurance: Oppose HB 680 (https://d77b2d08-d4a0-4631-963e-baf0ccefe2f6.usrfiles.com/ugd/d77b2d_3e930268e32e428fa83a9f47c53f50ca.pdf)
Mississippi (SB 2619)(https://billstatus.ls.state.ms.us/documents/2023/html/SB/2600-2699/SB2619IN.htm)
Missouri (HB 2063)(https://house.mo.gov/Bill.aspx?bill=HB2063&year=2024&code=R):
• 1.29.24 Small Business Majority Testimony on behalf of Coalition to House Committee on Financial Institutions: Oppose HB 2063 (https://16351f14-e143-4d4a-b04f-aba3aa1af396.usrfiles.com/ugd/16351f_1a1afbb7e9a449518237a3f2196e84ce.pdf)
• 2.15.23 Coalition Letter to House Committee on Financial Institutions: Oppose HB 584 (https://16351f14-e143-4d4a-b04f-aba3aa1af396.usrfiles.com/ugd/16351f_2cbc5c8a7b8749028a79c2fb4f8070ac.pdf)
• 2.6.23 Coalition Letter to Senate Insurance and Banking Committee Leadership: Oppose SB 187 (https://16351f14-e143-4d4a-b04f-aba3aa1af396.usrfiles.com/ugd/16351f_7b4f04ca8f454275b1ba19c9b23fbc99.pdf)
• 3.21.22 Coalition Letter to Senate Committee on Banking and Insurance: Oppose SB 963(https://16351f14-e143-4d4a-b04f-aba3aa1af396.usrfiles.com/ugd/16351f_81f3b99a22774d2cb62f0515c1fbde69.pdf)
• Arranged for MO CDFI Coalition to testify in-person before the Senate Banking and Insurance Committee Leadership opposing SB 187
South Carolina (SB0347):(https://www.scstatehouse.gov/sess126_2025-2026/bills/347.htm)
• 4.24.25 Coalition Letter to Senate Committee on Labor, Commerce and Industry: Oppose SB 0347 (https://d77b2d08-d4a0-4631-963e-baf0ccefe2f6.usrfiles.com/ugd/d77b2d_b151d963bf954c7c981741fad4981ce1.pdf)
Texas (SB 1918/(https://capitol.texas.gov/Search/DocViewer.aspx?ID=88RSB019181B&QueryText=%22SB+1918%22&DocType=B)HB 4359 (https://capitol.texas.gov/Search/DocViewer.aspx?ID=88RHB043591B&QueryText=%22HB+4359%22&DocType=B)& SB2677)(https://legiscan.com/TX/bill/SB2677/2025):
• 5.12.25 Coalition Letter to Senate Committee for Finance: Oppose SB 2677 (https://d77b2d08-d4a0-4631-963e-baf0ccefe2f6.usrfiles.com/ugd/d77b2d_5d63880ae3d44d288b51c698af004252.pdf)
• 4.28.23 Coalition Letter to Senate Business and Commerce Committee Leadership: Oppose SB 1918 (https://16351f14-e143-4d4a-b04f-aba3aa1af396.usrfiles.com/ugd/16351f_b9cd5deef3ad4c168589bbd2da42d199.pdf)
Virginia (HB 1027)(https://legacylis.virginia.gov/cgi-bin/legp604.exe?221+sum+HB1027):
• 3.9.22 Coalition Letter to Bill Sponsor: Oppose HB 1027 (http://www.borrowersbillofrights.org/uploads/1/0/0/4/100447618/rblc_letter_on_hb_1027.pdf)

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